Best Rates

Disclosure: Rates are curated and updated weekly. Tables are grouped by fixed term and may not include every provider or product. See Methodology for details.

Last updated: 23/Aug/2026

Highest UK 3-Month Fixed Savings Rates

BankProductTermRate (AER) %MinimumMaximumFSCS ProtectedLink
Chetwood Financial LimitedFixed Term3 Months4.15%£1,000.00NoneYesView Deal
Cater Allen LimitedFixed Term3 Months3.94%£5,000.00NoneYesView Deal
Reliance Bank limitedFixed Term3 Months3.80%£1,000.00£500,000.00YesView Deal
IFAST GLOBAL BANK LIMITEDFixed Term3 Months3.75%£1.00NoneYesView Deal
Metro Bank PLCFixed Term3 Months2.02%£500.00£2,000,000.00YesView Deal

Highest UK 6-Month Fixed Savings Rates

Last updated: 23/Aug/2026

BankProductTermRate (AER) %MinimumMaximumFSCS ProtectedLink
Zopa Bank LimitedFixed Term6 Months4.50%£1.00£250,000.00YesView Deal
GB Bank LimitedFixed Term6 Months4.49%£1,000.00£1,000,000YesView Deal
Chetwood Financial LimitedFixed Term6 Months4.40%£1,000.00NoneYesView Deal
Cynergy Bank PlcFixed Term6 Months4.27%£1,000.00£1,000,000.00YesView Deal
Atom Bank PLCFixed Term6 Months4.25%£50.00£100,000YesView Deal
LHV Bank LimitedFixed Term6 Months4.20%£1,000.00£1,000,000.00YesView Deal
Reliance Bank LimitedFixed Term6 Months4.20%£1,000.00£500,000.00YesView Deal
Hampshire Trust Bank PlcFixed Term6 Months4.15%£1.00£250,000.00YesView Deal
State Bank Of India (UK) LimitedFixed Term6 Months4.05%£10,000.00£5,000,000.00YesView Deal
Cater Allen LimitedFixed Term6 Months4.30%£5,000.00NoneYesView Deal

Highest UK 12-Month Fixed Savings Rates

Last updated: 23/Aug/2026

BankProductTermRate (AER) %MinimumMaximumFSCS ProtectedLink
Chetwood Financial LimitedFixed Term12 Months4.83%£1,000.00NoneYesView Deal
Vanquis Bank LimitedFixed Term12 Months4.78%£1,000.00£250,000.00YesView Deal
GB Bank LImitedFixed Term12 Months4.77%£1,000.00£1,000,000.00YesView Deal
Union Bank of IndiaFixed Term12 Months4.76%£5,000.00£340,000.00YesView Deal
Close Brothers LimitedFixed Term12 Months4.72%£10,000.00£2,000,000.00YesView Deal
Afin Bank LimitedFixed Term12 Months4.70%£1,000.00£200,000.00YesView Deal
Investec Bank PlcFixed Term12 Months4.70%£5,000.00£250,000.00YesView Deal
Julian Hodge Bank LimitedFixed Term12 Months4.69%£1,000.00£1,000,000.00YesView Deal
United National Bank LimitedFixed Term12 Months4..68%£2,000.00£1,000,000.00YesView Deal
Streambank PlcFixed Term12 Months4.65%£1,000.00£120,000.00YesView Deal

Highest UK 24-Month Fixed Savings Rates

Last updated: 23/Aug/2026

BankProductTermRate (AER) %MinimumMaximumFSCS ProtectedLink
Investec Bank PLCFixed Term24 Months4.95%£5,000.00£250,000.00YesView Deal
Chetwood Financial LimitedFixed Term24 Months4.88%£1,000.00NoneYesView Deal
GB Bank LimitedFixed Term24 Months4.85%£1,000.00£1,000,000.00YesView Deal
Vanquis Bank LimitedFixed Term24 Months4.85%£1,000.00£250,000.00YesView Deal
Close Brothers LimitedFixed Term24 Months4.80%£10,000.00£2,000,000.00YesView Deal
Union Bank of India UK Fixed Term24 Months4.76%£5,000.00£340,000.00YesView Deal
Natwest BankFixed Term24 Months4.75%£1.00£99,999.00YesView Deal
Royal Bank of ScotlandFixed Term24 Months4.75%£1.00£99,999.00YesView Deal
RCI Bank UK LimitedFixed Term24 Months4.75%£1,000.00£1,000,000.00YesView Deal
Afin Bank LimitedFixed Term24 Months4.70%£1,000.00£200,000.00YesView Deal

Highest UK 36-Month Fixed Savings Rates

Last updated: 23/Aug/2026

BankProductTermRate (AER) %MinimumMaximumFSCS ProtectedLink
Investec Bank PlcFixed Term36 Months5.00%£5,000.00£250,000.00YesView Deal
Chetwood Financial LimitedFixed Term36 Months4.92%£1,000.00NoneYesView Deal
GB Bank LimitedFixed Term36 Months4.87%£1,000.00£1,000,000.00YesView Deal
Close Brothers LimitedFixed Term36 Months4.80%£10,000.00£2,000,000.00YesView Deal
RCI Bank UK LimitedFixed Term36 Months4.70%£1,000.00£1,000,000.00YesView Deal
Tandem Bank LimitedFixed Term36 Months4.70%£1,000.00£2,500,000.00YesView Deal
Atom Bank PlcFixed Term36 Months4.68%£50.00£100,000.00YesView Deal
Julian Hodge Bank LimitedFixed Term36 Months4.59%£1,000.00£1,000,000.00YesView Deal
Aldermore Bank PlcFixed Term36 Months4.55%£1,000.00£1,000,000.00YesView Deal
OakNorth Bank plcFixed Term36 Months4.52%£1.00£500,000.00YesView Deal